Trust Us to Answer Your Hyundai Finance Questions
Many motorists, particularly individuals who’ve never financed a vehicle or those who haven’t done so in a while, have questions about financing. Whenever you have a question about Hyundai finance, you can trust the experts at our Hyundai financing center to answer them.
Some inquiries come up more often than others. For that reason, we’ve compiled a list of the most common ones. If you don’t see your question on our list, don’t hesitate to contact our team or visit Kearny Mesa Hyundai to ask us in person.
Is It Better to Lease or Finance a Vehicle?
We get asked this question often. Unfortunately, there isn’t a set answer because it depends on factors that are unique to you.
In general, it’s wiser to lease if you want to keep your down payment and monthly payments as low as possible. If you drive a lot and want to own a valuable capital asset once you pay off your loan, you may want to finance one of the new Hyundai models on our lot instead.
Can I Finance a Pre-Owned Car?
Yes, you can finance any of the pre-owned Hyundai vehicles at our Hyundai dealership. Financing a previously owned vehicle is similar to financing a new car, but pre-owned vehicles can offer better affordability and more variety.
Will My Credit Score Affect the Terms in a Loan or Lease?
Even if you have no credit or your credit score is poor, we can still help you secure a loan or lease package. Your credit standing will impact your sales or lease contract, but making your monthly payments on time will improve your credit score over time, which can make borrowing money in the future more affordable.
How Can I Tell What My Current Car is Worth?
If you’re going to trade in your vehicle and use the proceeds as a down payment for another automobile, you can figure out what it’s worth by clicking “Sell/Trade” on our website.
What is Gap Insurance?
Gap insurance is separate from your standard car insurance. Gap insurance will pay the difference between your car’s market value and the balance of your auto loan or lease if your vehicle is stolen and still missing or destroyed.
Learn More About Hyundai Finance with Kearny Mesa Hyundai
Do you have a question that we haven’t answered yet? Give us a call or contact us online to speak with one of our experienced San Diego, CA Hyundai dealers today.
